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Re: PR Approval Chances 2025

I applied PR 6 months ago.

Never heard of burmese nurses getting residency but thought to try as I've been here for a decade and will be settling down permanently. Hospital said they will support but did not provide any documents, application was done wholly on my own.

It's been half a year, still under submitted status (not even processing yet!). Has anyone heard of any success stories?

Or should I resubmit my application next month as will be registering marriage with my fiance?

Thanks in advance

Myself:
34yo Female Burmese
Degree from University in Myanmar
10yrs in SG
Registered Nurse, same charity/hospital for last 10yrs
Spass @ 30K+ Annual

Fiance:
38yo Male Singaporean Chinese
Degree from local uni
Shipping industry @ 120K+ Annual

Posted in PR, Citizenship, Passes & Visas for Foreigners

Re: Financial market

❰❰ Quote:
This year financial market may seems unfruitful but its going to be a boom toward the year end.
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Can I borrow your crystal ball? I'd like to know how my football team is going to do this year.

Posted in Financial Investment

Re: Which is better - buying for dividend payout or buying for gain

I second all the great comments made by malcontent. Slow and steady wins the race.

For those folks who think they have the knowledge and skills to buy individual stocks, or to jump into some kind of market timing scheme, or some kind of "technicals" program, you have to remember this: There are tons of people out there with far more information than you have, and far more experience than you have. And even the market professionals who buy and sell for managed funds cannot beat market averages and more often, do worse than average.

There is a great (and funny) article about managed funds and their inability to beat the market over the long haul. https://www.chicagobooth.edu/review/why-active-managers-have-trouble-keeping-up-with-the-pack A cat batting a toy mouse onto a number grid beat three money managers in market return.

Second, any single stock is inherently risky when compared to holding a basket of stocks in a similar line of business. Let's say you have an .....

Posted in Financial Investment

Re: Which is better - buying for dividend payout or buying for gain

❰❰ Quote:
❰❰ Quote:
The 30% tax on US source dividends applies to most but not all overseas jurisdictions. For example, Ireland has a tax treaty with the U.S. which lowers it to 15%. This is one reason why London traded ETFs are so popular with non-US persons, because most ETFs holding U.S. stocks that are traded in London are domiciled in Ireland, allowing you to retain maximum dividends.

This is what I meant when I said London traded ETFs are tax optimized for non-US persons.

In addition, holding US stocks or funds directly by non-US persons could subject your investments to as much as 40% estate tax on your beneficiaries if anything should happen to you. This can be a very unpleasant surprise and happened to someone I knew at work, the surviving spouse ended up paying a six figure tax bill. This can easily be avoided by investing on the LSE instead of NYSE, or at least limiting .....

Posted in Financial Investment

Re: Which is better - buying for dividend payout or buying for gain

❰❰ Quote:
Recommended reading:

Extraordinary Popular Delusions and the Madness of Crowds is an early study of crowd psychology by Scottish journalist Charles Mackay, first published in 1841 under the title Memoirs of Extraordinary Popular Delusions.

The key lesson: these always end the same way.

: )
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Got it, thanks!

Posted in Financial Investment