Top of the line elliptical trainer. As this is a used model there are some small signs of wear and tear. Overall a very sturdy, capable machine. Customizable stride length means an ergonomically comfortable workout. Machine works perfectly. Sadly selling as going back to UK.
Features of the Octane Q37e Elliptical
The Octane Q37e Elliptical was crafted to give the totality of the human body an exceptional and healthy workout.
Since 2003, Octane Fitness has won more than 60 Best Buy awards such as The Best Life Seal of Approval, Excellence in Fitness Award by the Best of Health magazine, Fit-Prof Best Buy 2013, and rated #1 elliptical 2013 by Leading Consumer Publication, among other consumer and marketing magazine awards.
With biomechanically correct pedal spacing, the Octane Q37e Elliptical allows for ultimate comfort and less joint tension, giving you the most natural-feeling elliptical workout each and every time. The Octane Q37c features patented converging path handlebars, making this elliptical one-of-a-kind in the industry.
The Octane Q37e Elliptical's converging handlebars have MultiGrip functionality and feature fingertip controls, heart rate sensors and moving handlebar lock-out. Stationary handlebars are also featured to provide more stability during focused lower-body workouts. The Octane Q37e has 8 workout programs and 20 resistance levels providing you with lots of variety.
The Octane Q37e Elliptical includes preset resistance such as manual, beginner and custom interval, goal programs for calories and distance, and workout boosters like X-Mode personal trainer and coach. While the Q36e is geared for those just beginning to experience what unprecedented elliptical trainers can do, the Q37e from Octane Fitness is for those who consider themselves a bit more seasoned and ready to step their exercise regimen up a few notches.
It’s about getting even better results in less time, and through challenges that invigorate and motivate, rather than bore or stagnate. At the end of the day, Octane Fitness is known from Beijing to Boston for pushing the envelope of elliptical manufacturing.
It’s the reason they’ve been voted #1 by certain consumer watch dogs in the industry. The Octane Q37e Elliptical can boast of being the only one on the market that has converging path handlebars.300 lbs machine--solid, stable workout
Check out some of the vids to know why Octane Fitness is top.
http://www.youtube.com/watch?v=LWDpLLS4VkU
http://www.youtube.com/watch?v=gJkWyff9lbc
http://www.youtube.com/watch?v=3ZRMbONWKKg
https://www.exercise-equipment-review.com/octane_fitness_q37e.html
https://www.fitnessdepot.ca/cardio/elliptical-trainers/octane-q37-elliptical-w-standard-console.html
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Re: Retirement Funding Optimization
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I re-read some of the replies. Just to clarify, a very conservative asset allocation means the portfolio can only support a low withdrawal rate.
However, the converse isn't true. If the withdrawal rate is naturally low (relatively low spending), one can just stick with an aggressive asset allocation to hopefully grow the portfolio (in real terms).
At higher withdrawal rates, aggressive asset allocation will suffer (relatively speaking) if the bad returns happen upfront (one may still survive). But if the withdrawal rates are low enough, eventually the portfolio will recover and earn more.
You probably know all of this - I'm just clarifying based on some of the responses.
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I could never convince my parents to keep more than 10-20% in equities. They don’t see the point because they have more than enough and don’t want to put what they have at .....
Posted in General Discussions
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My daughter will go to a local school in India, she will go to 8th grade next year. Yes, the digital nomad visa is a good idea.
I just came back from a vacation to India and most people ask me why do I want to leave Singapore, it is difficult to explain to them. I tell them Singapore is a great place to live and work and raise a family. Then what is the reason I want to leave on my own accord?
I do quite a poor job in explaining my reasons but here they are:
1) No PR in Singapore, so it is just a matter of leaving now vs leaving in another 5, 10 or even 15 years. If the end goal is to leave Singapore, then I might as well do it now and look forward to something new.
2) The main reason I came to Singapore was for the geographical arbitrage, higher savings potential in Singapore, which I have made the most of. Continuing to live here I will save more money, but I am unlikely to spend it.
3) The 1st 5 years in Singapore were .....
Posted in General Discussions
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I just checked out Bangalore vs Lisbon cost of living in Numbeo
https://www.numbeo.com/cost-of-living/compare_cities.jsp?country1=Portugalandcity1=Lisbonandcountry2=Indiaandcity2=Bangalore
Salaries in Bangalore are similar to Lisbon, cost of living in Lisbon is double of Bangalore, lol.
I did lots of research on trying to move to Europe on their passive income/retirement visa. But then considering the fact that those visas wont let me work over there and ask me to shows tons of documents including like police clearance, apostile on my documents, I was like there is no way I am going through those hoops to again live like a foreigner in another country.
After living the expat life here in Singapore, I am done. Now I will go back to Bangalore and live like a local, speak the local language, eat the local food and then work freely without any .....
Posted in General Discussions
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This makes me wonder, where is the best place for my kids to earn good money without high tax or high cost of living… especially when they are first starting out? Taxes are usually not as big of a factor for fresh grads earning starting salaries.
A fresh grad in the U.S. at my employer is getting around $70k right now, and depending on contributions to tax advantaged accounts, taxes can be quite reasonable, even in a high tax state.
A fresh grad in Singapore at my employer is getting around S$5k right now, which is >30% less than their U.S. counterparts at the moment. Tax savings isn’t going to help, and cost of living is only manageable if you tick the right boxes and accept a modest lifestyle.
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The biggest differentiating factor between US and Singapore from the career/salary point of view, is the immigration. Singapore because of the way the immigration is, even though it is tightening, it is much more .....
Posted in General Discussions
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I just checked out Bangalore vs Lisbon cost of living in Numbeo
https://www.numbeo.com/cost-of-living/compare_cities.jsp?country1=Portugalandcity1=Lisbonandcountry2=Indiaandcity2=Bangalore
Salaries in Bangalore are similar to Lisbon, cost of living in Lisbon is double of Bangalore, lol.
I did lots of research on trying to move to Europe on their passive income/retirement visa. But then considering the fact that those visas wont let me work over there and ask me to shows tons of documents including like police clearance, apostile on my documents, I was like there is no way I am going through those hoops to again live like a foreigner in another country.
After living the expat life here in Singapore, I am done. Now I will go back to Bangalore and live like a local, speak the local language, eat the local food and then work freely without any restrictions.
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How would you school your kid there? I'd let her finish .....
Posted in General Discussions