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If you had a passport renewal and the number changed, Singapore credit bureau does not automatically link your old credit history under your old passport to your new one. You have to contact them and provide scanned copies of your new and old passport - only then they can combine it all together.
I have been through 3 passports here and all the while on EP. I only realized this was happening on my 3rd passport, so I contacted them and got all 3 passport’s credit history combined… since then I was amazed at how easy and how high of a credit limit I was given.
Posted in Credit Card & Banking in Singapore
For expats, SRS is not a complete no-brainer, even for someone in the 19.5% tax bracket. Assuming you don’t take up PR and withdraw after 10 years without penalty… if you have left Singapore by then, you’ll pay 50% of the non-resident rate or the resident rate, whichever is higher. Consider too, that SRS is restricted to local investments, which can involve higher fees that compound and eat up those tax savings (versus investing outside SRS). In the end, you might not save enough to bother with.
Then again, some people who don’t have good savings discipline prefer these types of accounts to keep themselves from spending it, so it’s not all dollars and sense.
Posted in Financial Investment
7/10/2023 - 33,200
14/10/2023 - 33,900
Still going up. The last time there werre 35,000 listings was early 2019...
4/11/2023 - 35,900 800
11/11/2023 - 37,000
18/11/2023 - 37,600
2/12/2023 - 38,300
Posted in Property Talk, Housing & Rental
Posted in Financial Investment
Seeking help advice.
I am PR.
Due to significant rising rental cost in Singapore, I am weighing option to work outside Singapore >183 days - which fall under non-resident tax.
My company is allow us to work from home all this time and employees are rarely to go to office.
I don't really want to inform my manager/ company that I am not residing in Singapore, as nowadays lots of companies are firing people due to high cost and prefer to hire employee in lower cost countries.
1. What if company don't know I am residing outside Singapore?
2. Will company is the one that report I am residing outside Singapore or individual to report self declare?
3. Is company and IRS talk to each other? i.e. company declare i am residing in Singapore all these times, but im not. Will IRS revert back and correct it?
Thank you for the advice, and kindly please no judgement here.
Posted in Relocating, Moving to Singapore