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Re: Just learnt about a ballooned15 year old CC debt!

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It will eventually be sold off to a collection agency. They may try to contact you in the UK.
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This would make it a real nightmare, once they find you it means the problems start all over again.
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Actually it helps. The collection agency just want some money. The original debt is closed off. You can negotiate with the collection agency to pay something to stop them contacting you. Your original lender (bank or CC) will blacklist you forever though and often internationally if they are a global bank like Citi or HSBC. No such as thing as a limitation on a bank listing you permanently as a debt risk.
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If so many years have passed and I’d never been contacted… I would not volunteer anything: my whereabouts, my contact info… much less any money to a collection agency (at .....

Posted in Staying, Living in Singapore

Re: Driving into Malaysia

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They run the risk until first caught. After then they cannot risk it as they will be inspected every time. I just don't do it. Not worth saving $50 for.
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Seems logistically challenging. How do they know which cars have offended previously? I can understand scanning the plates but they check so quickly that I can't imagine there's time.
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Auto OCR plate reading is very fast now. I have a friend who works with them. They can scam cars at high speed in a continuous stream and identify stolen cars or cars with bad numbers or blacklisted cars at over 60kph.
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Wow! Seriously. I remember being impressed over a decade ago when I drove into JB for the first time and noticed the way they flashed everybody's carplate numbers on the wall.

Posted in Travel & Holidays

Re: PR Approved 2023

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Volunteering abuse I have no comments in that.

End of the day it's about getting to know the community and helping the fellow people near you.

Apart from volunteering , neighbour hood events is another way to integrate.

Yes it's not a guarantee that's the reason they will give you.

Years of volunteering as mentioned and continous contribution to the community will speak the difference.

If tomorrow going to apply, today don't go do volunteering.
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Last line just about sums it up. ICA can see through disingenuous efforts in a second, there's no point faking.

Posted in PR, Citizenship, Passes & Visas for Foreigners

Re: PR Approved 2023

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Congratulations Hope2023! Your perseverance as quoted by many, is truly admirable and inspiring.
I have a question (open to all). I have seen everyone use the word "integrate", including ICA. What does integrate imply in real-world sense?
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This is not a walk-thru of how to integrate, but just a few examples of what integrations can include that are not "tangible", as it were. As an aside, this was told to me about 10 years after I gained my PR but not something I can quote due to the nature of the origination of the comment..

Let me ask you and other interested parties with the same question. When you go to work, do you work in a mixed race/ethnic setting? Where do you live? In a primarily mixed ethnic complex? e.g., balanced ethnically like in an HDB town or in a condo that has been made into an ethnic enclave of your on kind from your own .....

Posted in PR, Citizenship, Passes & Visas for Foreigners

Re: PR Approved 2023

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Volinteering, help your neighbours, get to know ur community really well.
Participate frequently in Grassroot events in your neighbourhood.
This are the things I feel integrate I mean
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Volunteering no longer holds the weight it used to, unfortunately.

Posted in PR, Citizenship, Passes & Visas for Foreigners